How Student Debt Can Severely Affect Home Ownership
According to a survey by the National Association of Realtors and SALT (a consumer literacy program provided by nonprofit American Student Assistance) of the non-homeowners that are paying their student debt on time, 71% said their debt is obstructing them from being able to purchase a home, and over... Read more
10 Best Student Loan Tips for Outstanding 2017: Master That Loan
Student loan debt doesn’t have to be a struggle. Keeping debt under control will make payments affordable, and your credit rating will remain in good standing. Even if you don’t have income yet, or you are struggling to be consistent with payments, these 10 best student loan tips to... Read more
5 Careers That Grant Student Loan Forgiveness and Save Your Money
If you are like endless numbers of other graduates, you may have found yourself in shock when your first student loan bill arrived after graduation. Getting a student loan to complete your degree may have seemed like a smart idea at the time, but right now you could be... Read more
Student Loan Forgiveness: What Does Not Qualify
This is a reasonably popular topic – student loan forgiveness can eliminate whatever is remaining on your federal student loan balance, meaning you no longer will have to pay. However, student loan forgiveness will only apply in certain situations. It is primarily for those that work in specific fields,... Read more
10 Questions about Student Loans You May Have
Student loans, the dreaded words that no one likes to hear. You want to run from them, but you cannot. Student loans will most likely be a huge part in any student’s life. Yes, they can be scary, but what else? What are student loans, and how can you... Read more
Pros and Cons of Refinancing or Consolidating Your Federal Student Loans
According to Edvisors, on average the student loan burden for a student in the 2015 undergraduate class was $35,000. It is believed that this amount is the combination of several loans, because each semester or year students usually take out a new student loan. When you start to repay... Read more
A Beginner’s Guide to Understanding Student Loans for College
You are going to go to college. Are you thinking about financing your education with student loans? Here’s a beginner’s guide to help you better understand federal and private loans, along with some solid tips for you to pay the loans back. It can be overwhelming to try to... Read more
8 Federal Student Loan Repayment Plans
If you are struggling to keep up with your standard repayment plan on your federal student loan, you could qualify for a different plan that lets you make lower monthly payments. According to a report by the U.S. Government Accountability Office, as of 2012, 51% of Direct Loan borrowers... Read more
How to Get Your Student Loan on Track
Taking the time to do some research can have a positive effect on your balance. When Dianna Brawn graduated from Central Michigan University last year, she was certain about two of her current life goals that would affect her now. The first was finding an awesome job, and the... Read more
Consider These Options If You Are Unable to Pay Your Student Loans
The bills pile up while you await your next paycheck. You have to pay your rent/mortgage, utilities, buy groceries, and the list goes on. Your student loan payments are probably at the bottom of the list. While you might be tempted to not make your student loan payments, it’s... Read more