Best Credit Cards Offering Flat Rate Rewards Spending
A great deal of credit cards offer you rewards in the form of points awards, airline miles, cash back, and a huge variety of options. You will accumulate these rewards as you make purchases on your card. Essentially, every dollar spent is tied to a certain numeric point system,... Read more
You’re Wasting Up to $40,000 by Not Investing Your Gasoline Savings
Thanks to falling gas prices, you’re saving money every time you fill up your car or truck. But are you actually saving it, or are you spending it like found money? It’s by putting our gas savings in an emergency fund, a retirement fund or a child’s registered education... Read more
7 Credit Card Application Tips for the Best Chance of Approval
Applying for a credit card these days is as simple as entering your information into an online form and clicking “submit.” But getting approved for a credit card requires pre-emptive planning that should start long before you apply. #1 Know your credit score Your credit score is one of... Read more
Top 13 Loan Mistakes That You Should Avoid in 2017
Over 13 million consumers were victims of fraud last year. Unfortunately, this number will rise unless consumers take precautions to protect their identities. Credit card companies, with the use of advanced technology, have come up with new credit cards (also known as EMV chip cards) to reduce fraud risk.... Read more
How to Effectively Monitor Your Credit Score and Credit Report
If you have bad credit, it can mean less than favorable interest rates for you as well as costing you thousands more when you get a car loan, a student loan, or take out a mortgage. It can result in your not being able to lease that apartment you... Read more
Getting Real About Personal Loans
These days, more and more Americans are turning to personal loans. This usually happens because people are trying to replace a lack of savings, especially if an unpredicted situation occurs. Kevin Gallegos, Vice President of Freedom Financial Network, stated that “personal loans are not necessarily problematic themselves. They can... Read more
How to Get a Loan After Bankruptcy
Bankruptcy can feel like the worst thing when it comes to your credit. After all, you will be stuck without one for up to 10 years. But it is very possible to build up decent credit score while you’re waiting for your bankruptcy to age off of your report.... Read more
Americans Are Not Prepared for Emergencies
There are minor emergencies such as a flat tire, root canal, or a busted pipe that happen all the time. But for most Americans, these inconveniences are true recipes for financial ruin, states Bankrate. Every second person is at risk In a recently released survey, Bankrate found that 63%... Read more
6 Credit Resolutions You Should Know About for 2016
If you want to improve your finances this year, why not make a New Year’s resolution for 2016? It’s okay if you make it late. The point is that you make it and then work towards adhering to it. Fidelity recently did a study and which showed that 37%... Read more
Unemployed? You Can Still Get a Loan
If you find yourself without a job and on the unemployment lines, it can result in a cash shortfall, so you may want to take out a loan to take the pressure off making ends meet. The problem is that most lenders will deny you a loan because they... Read more