How to Get a Loan After Bankruptcy
Bankruptcy can feel like the worst thing when it comes to your credit. After all, you will be stuck without one for up to 10 years. But it is very possible to build up decent credit score while you’re waiting for your bankruptcy to age off of your report.... Read more
Americans Are Not Prepared for Emergencies
There are minor emergencies such as a flat tire, root canal, or a busted pipe that happen all the time. But for most Americans, these inconveniences are true recipes for financial ruin, states Bankrate. Every second person is at risk In a recently released survey, Bankrate found that 63%... Read more
Let’s Break Those ARMs! Busting 3 Adjustable Rate Mortgage Myths
Modern pop culture can create myths out of thin air like no one else can. Only some of the more common include “we use only 10% of the brain” or “don’t swim for 30 minutes after eating.” However, these are just myths and are actually false. After the housing... Read more
4 Lies about Money that Could Be Keeping You in Debt
According to the 2015 report by Pew Charitable Trusts, over 80% of Americans are in debt. Patrice Washington, the author of Real Money Answers for Every Woman, states that we tell ourselves lies about money that could be contributing to our debt. She also states that wealth has nothing... Read more
A Beginner’s Guide to Understanding Student Loans for College
You are going to go to college. Are you thinking about financing your education with student loans? Here’s a beginner’s guide to help you better understand federal and private loans, along with some solid tips for you to pay the loans back. It can be overwhelming to try to... Read more
Unemployed – Rules to Live By
Graduating from college can be a great feeling, especially when you’re heading into the job market with all kinds of opportunities to become gainfully employed and do what you love. Things were looking great – and then they weren’t If you have found yourself a “cutting-edge” job that’s exciting,... Read more
How to Get Your Student Loan on Track
Taking the time to do some research can have a positive effect on your balance. When Dianna Brawn graduated from Central Michigan University last year, she was certain about two of her current life goals that would affect her now. The first was finding an awesome job, and the... Read more
Is It Wise to Prepay Your Mortgage?
Like with most financial decisions, deciding whether it is wise to pre-pay your mortgage is not simple. There really isn’t one solid piece of advice that applies to everyone. Rather, there are a number of factors that should be considered when you are trying to decide whether you should... Read more
Unemployed? You Can Still Get a Loan
If you find yourself without a job and on the unemployment lines, it can result in a cash shortfall, so you may want to take out a loan to take the pressure off making ends meet. The problem is that most lenders will deny you a loan because they... Read more
Bankrate: Personal Loan Review
Personal loans are very helpful when you find yourself needing extra cash. There are many purposes for a personal loan. You might use it to pay off old debt, like your credit card debt, at a lower interest rate. You might finance a vacation or home improvements. You might... Read more